Cost of Attendance (Student Budgets)

The Cost of Attendance (COA) is the basis for establishing financial need for a student. It sets the limit on the total amount of aid a student can receive for a designated period of time. It is an estimate of a student's educational expenses.

What Comprises COA?

It is composed of Direct Expenses like tuition and mandatory fees and Indirect Expenses, such as Room & Board, Books & Supplies, Transportation, and Personal for the 9-month academic year. The University of Miami School of Law also includes an average loan origination fee that is deducted from a student's loan upfront. The Office of Student Account Services builds the COA tuition & fee component based on full-time enrollment. Please note: Students must be enrolled in a minimum of 6 credits in the Fall and Spring Semesters to be considered for aid. The minimal enrollment for summer is 3 credits.

If a student is enrolled in less than full-time status, the tuition & fee component is adjusted down to reflect the actual charges in Student Account Services. The Office of Student Account Services bills all direct costs each semester.

See the Office of Student Account Services for a detailed summary of tuition and fees cost.

Health Insurance Fee

All university students enrolled in 6 or more credits are required to have health insurance coverage. Students will be charged an additional fee in the fall semester for the 2014-2015 academic year for health insurance. Note: Students will need to complete a waiver form each academic year in order for the health insurance fee to be waived from their charges and removed from their billing statements.

For further information on immunization requirements, the health insurance plan, costs and/or to request a waiver, visit the Student Health Services website.

Cost of Attendance


Location: The Financial Aid Office is located at University Center 2275
Mailing Address
1306 Stanford Drive
Coral Gables, FL 33146
Phone: 305-284-3115
Fax: 305-284-5868
Office Hours
Monday - Friday: 8:30 a.m. to 5:00 p.m.
See Contact Information for Prospective Students



Paying for the Bar

Satisfactory Academic Progress: Federal regulations governing the student financial assistance programs stipulate that in order to continue to be eligible for Title IV funds (e.g. Direct Subsidized/Unsubsidized Loan, Direct PLUS Loan, Federal Perkins Loan, Federal Work Study) students must maintain satisfactory academic progress toward a degree. 

Yellow Ribbon: For the 2015-2016 academic year, the University of Miami School of Law is participating in the Yellow Ribbon program, a supplemental scholarship designed to assist eligible veterans pay for college, graduate school or professional school. 

USA Funds Life Skills: Financial Aid provides students free access to USA Funds Life Skills, a free online program that offers 3 Learning Paths that gives advice for managing time and money wisely while taking classes or after graduation.